This intensive three-day training program provides banking and financial professionals with a comprehensive understanding of credit risk assessment, loan structuring, and portfolio management. Participants will learn how to evaluate borrowers, mitigate risks, and comply with regulatory requirements to ensure sound lending practices. The course covers best practices in corporate credit analysis, SME and consumer lending, risk modeling, and Basel guidelines.
Target Audience:
- Credit Risk Analysts & Officers
- Loan & Mortgage Officers
- Banking & Financial Professionals
- Corporate & SME Lenders
- Risk Management Professionals
- Finance & Investment Analysts
- Treasury & Portfolio Managers
Training Methodology:
The training is highly interactive and delivered through:
- Instructor-led presentations and discussions
- Real-world case studies and risk simulations
- Group exercises and hands-on financial modeling
- Credit risk scoring & decision-making workshops
- Industry best practices and regulatory framework analysis
Course Objectives:
By the end of this training, participants will be able to:
- Understand the fundamentals of credit risk management and lending practices.
- Assess borrower creditworthiness using financial and non-financial indicators.
- Analyze corporate credit and SME lending risks.
- Apply credit risk modeling techniques for effective decision-making.
- Develop risk mitigation strategies and manage non-performing loans.
- Comply with Basel III and IFRS 9 regulations in credit risk management.
- Enhance loan structuring and pricing strategies to maximize profitability.
Target Competencies:
- Credit Risk Assessment
- Financial Statement Analysis
- Loan Structuring & Pricing
- Risk Mitigation Strategies
- Portfolio & Default Risk Management
- Regulatory Compliance & Reporting
- Decision-making in Lending