Personal Financial Management for Professionals Training

Learning Outcomes

• Apply principles of budgeting and cash flow management to create a personal financial plan.
• Analyze different savings and investment options to align with personal financial goals.
• Evaluate credit products and debt management strategies to minimize financial risk.
• Demonstrate understanding of insurance and risk management to protect personal assets.
• Implement strategies for retirement planning and wealth accumulation.
• Review and adjust a personal financial plan in response to changing life circumstances.

Target Audience

This course is designed for working professionals across all industries who wish to take control of their personal finances and build a secure financial future.

Prerequisites

None — open enrollment.

Course Outline

Practicals

Overview

Learners apply financial management concepts through hands-on exercises including building a personal budget, analysing a credit report, creating an investment portfolio, and developing a comprehensive financial plan. These practicals reinforce theory and build real-world skills.

Practical Activities

• Practical 1: Personal Budget Creation — Using a spreadsheet template, learners input their own or provided income and expense data to create a zero-based budget and identify savings opportunities. (3h)
• Practical 2: Debt Repayment Plan Simulation — Given sample debt profiles, learners calculate total interest and compare snowball vs avalanche repayment methods, then develop an optimal repayment strategy. (3h)
• Practical 3: Investment Portfolio Construction — Using a simulated investment platform, learners assess risk tolerance, select asset classes, and construct a diversified portfolio aligned with a retirement goal. (4h)
• Practical 4: Comprehensive Financial Plan Development — Learners integrate all previous modules to create a complete personal financial plan for a case study professional, including budget, debt plan, investment strategy, insurance needs, and estate planning basics. (5h)

Summatives

Each delegate is assessed continuously throughout the course via daily exercises, scored practical assignments, and a final summative test at the end.

Practical Assignments — 30%

Practical assignments are observed and scored against a rubric during the practical sessions. Each delegate's practical mark is averaged into a single 100% score and contributes 30% to the final total.

Daily Exercises — 20%

Every training day ends with a multiple-choice exercise scored out of 100%. The scores from each daily exercise are averaged across the duration of the course to produce a Daily Average mark, which contributes 20% to the final total.

Final Test — 50%

On the last day a final summative test is written. It is a multiple-choice paper with multiple-answer questions: each question may have more than one correct option, and a single wrong selection on a question marks the entire question wrong — no partial credit. The final test is scored out of 100% and contributes 50% to the overall mark.

Final Total

Component	Out of	Weight
Practical Assignments (rubric-scored)	100%	30%
Daily Average (multiple choice)	100%	20%
Final Test (multi-answer multiple choice)	100%	50%
Final Total	—	100%

All marks are recorded on the AATICD LMS and visible to each learner under their account.

Certificate

How it works

• Certificates are auto-generated on the AATICD LMS as soon as the marks pass the 50% threshold.
• Each certificate is a branded PDF with the delegate's name, the course title, the unit standard ID, NQF level, credits, and the date of issue.
• You can download or print your certificate from your LMS dashboard at any time after issue — there's no reissue fee and no expiry date.
• If you scored under 50% you can sit the final test again at the next scheduled session at no extra cost.

Where to find it

Sign in to the LMS, open your dashboard, and your certificates appear under My Certificates. Each entry has a View / Download button and a print option.

Training Discounts

Group discounts apply automatically — the more delegates you enrol, the greater the saving. Discounts are calculated at 3% per 5 delegates, scaling up to 40% off for 100+ delegates.

Delegates	Discount
5	3% off
10	6% off
15	9% off
20	12% off
25	15% off
30	18% off
50	30% off
75	35% off
100	40% off

3% discount per 5 delegates, up to 40% off for 100+ delegates. Contact us for a custom group quote.