Business Risk Advisory and Insurance Cover Assessment Training

Learning Outcomes

• Apply risk management principles to identify and assess risks relevant to a specific business.
• Analyze client risk acceptance requirements and determine appropriate insurance cover.
• Evaluate insurance policy terms and conditions to ensure alignment with client needs.
• Demonstrate the ability to advise clients on risk mitigation strategies and cover options.
• Implement a structured approach to documenting risk assessments and cover recommendations.
• Review and update risk advice in response to changing business circumstances.

Target Audience

This course is designed for insurance advisors, risk consultants, and financial services professionals who advise business clients on risk management and insurance solutions.

Prerequisites

None — open enrollment.

Course Outline

Practicals

Overview

Practical sessions allow learners to apply risk assessment and insurance cover analysis techniques to simulated business scenarios. Through case studies and group exercises, learners develop skills in identifying risks, evaluating insurance policies, and formulating advisory recommendations.

Practical Activities

• Risk Identification and Assessment Exercise — Learners work in groups to identify and assess risks for a given business case using a risk matrix. (2h)
• Insurance Policy Review and Gap Analysis — Learners analyse sample insurance policies to identify cover limits, exclusions, and potential gaps relative to the risks identified. (2h)
• Risk Advisory Report Writing and Presentation — Learners prepare a concise risk advisory report with recommendations and present it to the class for peer review. (2h)

Summatives

Each delegate is assessed continuously throughout the course via daily exercises, scored practical assignments, and a final summative test at the end.

Practical Assignments — 30%

Practical assignments are observed and scored against a rubric during the practical sessions. Each delegate's practical mark is averaged into a single 100% score and contributes 30% to the final total.

Daily Exercises — 20%

Every training day ends with a multiple-choice exercise scored out of 100%. The scores from each daily exercise are averaged across the duration of the course to produce a Daily Average mark, which contributes 20% to the final total.

Final Test — 50%

On the last day a final summative test is written. It is a multiple-choice paper with multiple-answer questions: each question may have more than one correct option, and a single wrong selection on a question marks the entire question wrong — no partial credit. The final test is scored out of 100% and contributes 50% to the overall mark.

Final Total

Component	Out of	Weight
Practical Assignments (rubric-scored)	100%	30%
Daily Average (multiple choice)	100%	20%
Final Test (multi-answer multiple choice)	100%	50%
Final Total	—	100%

All marks are recorded on the AATICD LMS and visible to each learner under their account.

Certificate

How it works

• Certificates are auto-generated on the AATICD LMS as soon as the marks pass the 50% threshold.
• Each certificate is a branded PDF with the delegate's name, the course title, the unit standard ID, NQF level, credits, and the date of issue.
• You can download or print your certificate from your LMS dashboard at any time after issue — there's no reissue fee and no expiry date.
• If you scored under 50% you can sit the final test again at the next scheduled session at no extra cost.

Where to find it

Sign in to the LMS, open your dashboard, and your certificates appear under My Certificates. Each entry has a View / Download button and a print option.

Training Discounts

Group discounts apply automatically — the more delegates you enrol, the greater the saving. Discounts are calculated at 3% per 5 delegates, scaling up to 40% off for 100+ delegates.

Delegates	Discount
5	3% off
10	6% off
15	9% off
20	12% off
25	15% off
30	18% off
50	30% off
75	35% off
100	40% off

3% discount per 5 delegates, up to 40% off for 100+ delegates. Contact us for a custom group quote.