Business Risk Financing Strategies Explained Training

Learning Outcomes

• Apply technical knowledge to identify and categorize business risks according to their nature and impact.
• Analyze different risk financing strategies, including risk retention, transfer, and hedging, to determine their suitability for specific risk scenarios.
• Evaluate the costs and benefits of various risk financing options, such as insurance, self-insurance, and captive insurance.
• Design a basic risk financing plan that aligns with an organization's risk appetite and financial objectives.
• Demonstrate the ability to explain risk financing concepts to stakeholders using appropriate terminology.
• Implement a monitoring framework to assess the effectiveness of chosen risk financing strategies over time.

Target Audience

This course is designed for risk managers, financial analysts, business owners, and professionals involved in corporate finance or insurance who need to understand how to finance business risks effectively.

Prerequisites

None — open enrollment.

Course Outline

Practicals

Overview

Practicals are essential to apply theoretical concepts to real-world scenarios. Learners will engage in workshops, case study analyses, and financial modelling exercises to develop hands-on skills in designing and evaluating risk financing strategies.

Practical Activities

• Risk Retention Modelling Workshop — Learners use spreadsheets to calculate optimal retention levels and model self-insurance reserves for a given company profile. (5h)
• Insurance Policy Analysis and Comparison — Learners analyse sample insurance policies, identify coverage gaps, and compare quotes to select the best fit for a business case. (4h)
• Alternative Risk Transfer Structuring Exercise — Teams design a parametric insurance or catastrophe bond structure for a natural disaster risk, including trigger events and payout terms. (4h)
• Financial Analysis and Decision-Making Simulation — Using a simulated company dataset, learners perform NPV, IRR, and sensitivity analyses to recommend a risk financing strategy. (5h)
• Integrated Case Study: Comprehensive Risk Financing Plan — In groups, learners develop a full risk financing strategy for a complex multinational case, including retention, transfer, and ART elements. (3h)

Summatives

Each delegate is assessed continuously throughout the course via daily exercises, scored practical assignments, and a final summative test at the end.

Practical Assignments — 30%

Practical assignments are observed and scored against a rubric during the practical sessions. Each delegate's practical mark is averaged into a single 100% score and contributes 30% to the final total.

Daily Exercises — 20%

Every training day ends with a multiple-choice exercise scored out of 100%. The scores from each daily exercise are averaged across the duration of the course to produce a Daily Average mark, which contributes 20% to the final total.

Final Test — 50%

On the last day a final summative test is written. It is a multiple-choice paper with multiple-answer questions: each question may have more than one correct option, and a single wrong selection on a question marks the entire question wrong — no partial credit. The final test is scored out of 100% and contributes 50% to the overall mark.

Final Total

Component	Out of	Weight
Practical Assignments (rubric-scored)	100%	30%
Daily Average (multiple choice)	100%	20%
Final Test (multi-answer multiple choice)	100%	50%
Final Total	—	100%

All marks are recorded on the AATICD LMS and visible to each learner under their account.

Certificate

How it works

• Certificates are auto-generated on the AATICD LMS as soon as the marks pass the 50% threshold.
• Each certificate is a branded PDF with the delegate's name, the course title, the unit standard ID, NQF level, credits, and the date of issue.
• You can download or print your certificate from your LMS dashboard at any time after issue — there's no reissue fee and no expiry date.
• If you scored under 50% you can sit the final test again at the next scheduled session at no extra cost.

Where to find it

Sign in to the LMS, open your dashboard, and your certificates appear under My Certificates. Each entry has a View / Download button and a print option.

Training Discounts

Group discounts apply automatically — the more delegates you enrol, the greater the saving. Discounts are calculated at 3% per 5 delegates, scaling up to 40% off for 100+ delegates.

Delegates	Discount
5	3% off
10	6% off
15	9% off
20	12% off
25	15% off
30	18% off
50	30% off
75	35% off
100	40% off

3% discount per 5 delegates, up to 40% off for 100+ delegates. Contact us for a custom group quote.