Law, Military Science and Security Justice in Society

Collective Debt Collection Process Analysis Training

SAQA US 256975 | NQF 6 | Credits 5 | Duration 2 Days
From $832 per delegate

Description

This course equips learners with the knowledge and skills to critically analyse the collective debt collection process. It covers the legal framework, ethical considerations, and procedural steps involved in managing collective debt recovery, enabling participants to evaluate and improve collection strategies within their organisations.

Learning Outcomes

  • Analyse the legal and regulatory framework governing collective debt collection in South Africa.
  • Evaluate the effectiveness of various debt collection strategies and procedures.
  • Apply ethical principles and code of conduct to debt collection practices.
  • Design a systematic approach to managing collective debt portfolios.
  • Implement measures to ensure compliance with the National Credit Act and other relevant legislation.
  • Demonstrate the ability to resolve disputes and handle complaints in the debt collection process.

Target Audience

Debt collectors, credit managers, financial administrators, and legal professionals involved in debt recovery processes. This course is ideal for those seeking to enhance their understanding of collective debt collection within the South African regulatory context.

Prerequisites

None — open enrollment

Course Outline

Day 1: Foundational Concepts of Debt Collection and Legislative Framework

Objectives:
• Understand the debt collection cycle and key terminology
• Identify relevant legislation governing debt collection in South Africa
• Analyse the roles and responsibilities of debt collectors and credit providers
• Distinguish between pre-legal and legal collection processes
• Recognise ethical considerations and consumer rights under the NCA and CPA

Topics:
• Overview of the debt collection process: stages and stakeholders
• National Credit Act (NCA) and Consumer Protection Act (CPA) requirements
• Debt collection methods: letters, calls, negotiation, and tracing
• Pre-legal steps: demand letters, payment arrangements, and affordability assessments
• Legal process: summons, judgments, and enforcement mechanisms
• Ethical debt collection practices and code of conduct
• Record-keeping and documentation requirements
• Case study: mapping a typical debt collection workflow

Day 2: Process Analysis, Optimisation, and Practical Application

Objectives:
• Analyse inefficiencies and bottlenecks in the debt collection process
• Apply process improvement techniques to enhance collection rates
• Evaluate compliance risks and implement corrective measures
• Develop a process map for a collective debt collection scenario
• Prepare and present a process analysis report

Topics:
• Process mapping tools: flowcharts, swimlane diagrams, and value stream maps
• Identifying key performance indicators (KPIs) for debt collection
• Root cause analysis of collection delays and disputes
• Optimisation strategies: segmentation, prioritisation, and automation
• Compliance audits and risk mitigation in collective collection
• Reporting and feedback loops for continuous improvement
• Group exercise: process mapping a collective debt collection scenario
• Presentation of analysis and peer review

Practicals

No practicals for this training.

This course is made up of exercises and case studies delivered alongside the theory — no separate practical sessions are required to complete it.

Summatives

Each delegate is assessed continuously throughout the course and a final summative test at the end.

Daily Exercises — 30%

Every training day ends with a multiple-choice exercise scored out of 100%. The scores from each daily exercise are averaged across the duration of the course to produce a Daily Average mark, which contributes 30% to the final total.

Final Test — 70%

On the last day a final summative test is written. It is a multiple-choice paper with multiple-answer questions: each question may have more than one correct option, and a single wrong selection on a question marks the entire question wrong — no partial credit. The final test is scored out of 100% and contributes 70% to the overall mark.

Final Total
Component Out of Weight
Daily Average (multiple choice) 100% 30%
Final Test (multi-answer multiple choice) 100% 70%
Final Total 100%

All marks are recorded on the AATICD LMS and visible to each learner under their account.

Certificate

Certificate of Completion

Awarded to delegates who achieve an overall mark of 50% or higher on the Final Total (Daily Average 30% + Final Test 70%).

How it works
  • Certificates are auto-generated on the AATICD LMS as soon as the marks pass the 50% threshold.
  • Each certificate is a branded PDF with the delegate's name, the course title, the unit standard ID, NQF level, credits, and the date of issue.
  • You can download or print your certificate from your LMS dashboard at any time after issue — there's no reissue fee and no expiry date.
  • If you scored under 50% you can sit the final test again at the next scheduled session at no extra cost.
Where to find it

Sign in to the LMS, open your dashboard, and your certificates appear under My Certificates. Each entry has a View / Download button and a print option.

Training Discounts

Group discounts apply automatically — the more delegates you enrol, the greater the saving. Discounts are calculated at 3% per 5 delegates, scaling up to 40% off for 100+ delegates.

Delegates Discount
5 3% off
10 6% off
15 9% off
20 12% off
25 15% off
30 18% off
50 30% off
75 35% off
100 40% off

3% discount per 5 delegates, up to 40% off for 100+ delegates. Contact us for a custom group quote.

Upcoming Training Sessions
Online training — attend live sessions from anywhere via our virtual classroom.
Start End Delivery Season Price Action
Mon 07 Sep 2026 Tue 08 Sep 2026 Virtual Spring 2026 $832 Register
Tue 29 Sep 2026 Wed 30 Sep 2026 Virtual Spring 2026 $832 Register
Wed 21 Oct 2026 Thu 22 Oct 2026 Virtual Spring 2026 $832 Register
Thu 10 Dec 2026 Fri 11 Dec 2026 Virtual Summer 2026 $832 Register
Mon 11 Jan 2027 Tue 12 Jan 2027 Virtual Summer 2026 $832 Register
Tue 16 Feb 2027 Wed 17 Feb 2027 Virtual Summer 2026 $832 Register
Wed 03 Mar 2027 Thu 04 Mar 2027 Virtual Autumn 2027 $832 Register
Thu 11 Mar 2027 Fri 12 Mar 2027 Virtual Autumn 2027 $832 Register
Mon 15 Mar 2027 Tue 16 Mar 2027 Virtual Autumn 2027 $832 Register
Tue 08 Jun 2027 Wed 09 Jun 2027 Virtual Winter 2027 $832 Register
Wed 30 Jun 2027 Thu 01 Jul 2027 Virtual Winter 2027 $832 Register
Thu 22 Jul 2027 Fri 23 Jul 2027 Virtual Winter 2027 $832 Register
Mon 06 Sep 2027 Tue 07 Sep 2027 Virtual Spring 2027 $832 Register
Tue 28 Sep 2027 Wed 29 Sep 2027 Virtual Spring 2027 $832 Register
Wed 20 Oct 2027 Thu 21 Oct 2027 Virtual Spring 2027 $832 Register
Thu 09 Dec 2027 Fri 10 Dec 2027 Virtual Summer 2027 $832 Register
Mon 27 Dec 2027 Tue 28 Dec 2027 Virtual Summer 2027 $832 Register
Tue 18 Jan 2028 Wed 19 Jan 2028 Virtual Summer 2027 $832 Register
On-Campus training — face-to-face sessions at our training venues across Africa and beyond.
Showing all 498 sessions across 26 venues
Start End Venue Season Price Action
Mon 03 Aug 2026 Tue 04 Aug 2026 Dubai, UAE Winter 2026 $4,217 Register
Mon 03 Aug 2026 Tue 04 Aug 2026 Mauritius Winter 2026 $2,813 Register
Mon 03 Aug 2026 Tue 04 Aug 2026 Lagos, Nigeria Winter 2026 $3,461 Register
Wed 05 Aug 2026 Thu 06 Aug 2026 Cape Town, South Africa Winter 2026 $2,057 Register
Wed 05 Aug 2026 Thu 06 Aug 2026 Johannesburg, South Africa Winter 2026 $1,571 Register
In-House training — we bring the trainer to your organisation, tailored to your team.
Start End Delivery Season Price Action
Tue 15 Sep 2026 Wed 16 Sep 2026 Your Premises Spring 2026 $1,080 Register
Wed 07 Oct 2026 Thu 08 Oct 2026 Your Premises Spring 2026 $1,080 Register
Thu 29 Oct 2026 Fri 30 Oct 2026 Your Premises Spring 2026 $1,080 Register
Mon 14 Dec 2026 Tue 15 Dec 2026 Your Premises Summer 2026 $1,080 Register
Tue 19 Jan 2027 Wed 20 Jan 2027 Your Premises Summer 2026 $1,080 Register
Wed 24 Feb 2027 Thu 25 Feb 2027 Your Premises Summer 2026 $1,080 Register
Thu 11 Mar 2027 Fri 12 Mar 2027 Your Premises Autumn 2027 $1,080 Register
Mon 15 Mar 2027 Tue 16 Mar 2027 Your Premises Autumn 2027 $1,080 Register
Tue 23 Mar 2027 Wed 24 Mar 2027 Your Premises Autumn 2027 $1,080 Register
Wed 16 Jun 2027 Thu 17 Jun 2027 Your Premises Winter 2027 $1,080 Register
Thu 08 Jul 2027 Fri 09 Jul 2027 Your Premises Winter 2027 $1,080 Register
Mon 26 Jul 2027 Tue 27 Jul 2027 Your Premises Winter 2027 $1,080 Register
Tue 14 Sep 2027 Wed 15 Sep 2027 Your Premises Spring 2027 $1,080 Register
Wed 06 Oct 2027 Thu 07 Oct 2027 Your Premises Spring 2027 $1,080 Register
Thu 28 Oct 2027 Fri 29 Oct 2027 Your Premises Spring 2027 $1,080 Register
Mon 13 Dec 2027 Tue 14 Dec 2027 Your Premises Summer 2027 $1,080 Register
Tue 04 Jan 2028 Wed 05 Jan 2028 Your Premises Summer 2027 $1,080 Register
Wed 26 Jan 2028 Thu 27 Jan 2028 Your Premises Summer 2027 $1,080 Register
Training Discounts
Delegates Discount
5 3% off
10 6% off
15 9% off
20 12% off
25 15% off
30 18% off
50 30% off
75 35% off
100 40% off

3% off per 5 delegates, up to 40% for 100+

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