Process Cheque, Credit Card and Bank Transactions Training

Learning Outcomes

• Process cheque transactions, including receipt, endorsement, and deposit, in accordance with organizational procedures.
• Process credit card transactions, including authorisation, settlement, and reconciliation of merchant statements.
• Process bank transactions, including electronic transfers, direct deposits, and stop payments, using appropriate banking platforms.
• Reconcile bank statements with internal records, identifying and resolving discrepancies.
• Apply internal control measures to prevent fraud and errors in transaction processing.
• Demonstrate knowledge of relevant legislation, such as the Banks Act and the National Credit Act.

Target Audience

Finance administrators, bookkeepers, and accounts clerks responsible for processing payments and reconciling bank statements in a corporate or small business setting.

Prerequisites

None — open enrollment. Basic numeracy and computer literacy are recommended.

Course Outline

Practicals

Overview

The practicals provide hands-on experience in processing real-world cheque, credit card and bank transactions using simulated documents and accounting software. Learners will practice depositing cheques, processing credit card sales and refunds, executing EFTs, preparing bank reconciliations, and resolving discrepancies to build competence and confidence.

Practical Activities

• Practical 1: Cheque Deposit and Endorsement — Learners receive sample cheques and deposit slips; they must correctly endorse each cheque, complete the deposit slip, and record the transaction in a journal. (3h)
• Practical 2: Credit Card Transaction Processing — Using a simulated POS system, learners process sale, refund, and chargeback transactions, verifying authorisation and recording each in the accounting system. (3h)
• Practical 3: EFT Payment and Bank Reconciliation — Learners initiate EFT payments for suppliers and payroll, then reconcile the bank statement against the cash book, adjusting for outstanding items and errors. (4h)
• Practical 4: Integrated Transaction Cycle and Compliance — In a group scenario, learners process a full day's transactions across cheques, credit cards, and EFTs, then reconcile and prepare a compliance report. (5h)

Summatives

Each delegate is assessed continuously throughout the course via daily exercises, scored practical assignments, and a final summative test at the end.

Practical Assignments — 30%

Practical assignments are observed and scored against a rubric during the practical sessions. Each delegate's practical mark is averaged into a single 100% score and contributes 30% to the final total.

Daily Exercises — 20%

Every training day ends with a multiple-choice exercise scored out of 100%. The scores from each daily exercise are averaged across the duration of the course to produce a Daily Average mark, which contributes 20% to the final total.

Final Test — 50%

On the last day a final summative test is written. It is a multiple-choice paper with multiple-answer questions: each question may have more than one correct option, and a single wrong selection on a question marks the entire question wrong — no partial credit. The final test is scored out of 100% and contributes 50% to the overall mark.

Final Total

Component	Out of	Weight
Practical Assignments (rubric-scored)	100%	30%
Daily Average (multiple choice)	100%	20%
Final Test (multi-answer multiple choice)	100%	50%
Final Total	—	100%

All marks are recorded on the AATICD LMS and visible to each learner under their account.

Certificate

How it works

• Certificates are auto-generated on the AATICD LMS as soon as the marks pass the 50% threshold.
• Each certificate is a branded PDF with the delegate's name, the course title, the unit standard ID, NQF level, credits, and the date of issue.
• You can download or print your certificate from your LMS dashboard at any time after issue — there's no reissue fee and no expiry date.
• If you scored under 50% you can sit the final test again at the next scheduled session at no extra cost.

Where to find it

Sign in to the LMS, open your dashboard, and your certificates appear under My Certificates. Each entry has a View / Download button and a print option.

Training Discounts

Group discounts apply automatically — the more delegates you enrol, the greater the saving. Discounts are calculated at 3% per 5 delegates, scaling up to 40% off for 100+ delegates.

Delegates	Discount
5	3% off
10	6% off
15	9% off
20	12% off
25	15% off
30	18% off
50	30% off
75	35% off
100	40% off

3% discount per 5 delegates, up to 40% off for 100+ delegates. Contact us for a custom group quote.